discover it student cash back

discover it student cash back

Can someone tell me which is better? This Discover student credit card gives 1% - 5% cashback on purchases and features both a $0 annual fee and a 0% foreign transaction fee. There's no minimum spending or maximum rewards. Against everyone's recommendations, I applied for the Discover It Student Cash Back card. If you take advantage of the card’s six-month introductory offer on purchases, make a plan for how you’ll pay back your balance before the card’s interest-free offer expires. So you could turn $50 cash back into $100. The Discover it Student Cash Back card also offers a number of other benefits that can help you pad your bank account and protect your personal information. iCompareCards is an independent company to provide the latest and valid Credit Cards. Low rewards rate on … You’ll also need to track and enroll in bonus categories, which could prove to be too much of a headache. These two are similar cashback cards with a $0 annual fee. Its 5% cashback feature is for rotating categories up to $1,500 each quarter after activation. You want a safer card with consumer-friendly terms, but don’t want to sacrifice rewards. But if you can wait until the end of the year, you could end up getting a much bigger bonus overall. Copyright © 2020 CreditCards.com a Red Ventures Company. You can even transfer their points to another Ultimate Rewards card like the Chase Freedom should you qualify down the line. $85, Other Notable Features: $20 statement credit each year for good grades, no penalty APR, no fee on first late payment (after that, up to $40), no overlimit fee, no foreign transaction fee, free FICO credit score, ability to withdraw cash at checkout, freeze on/off switch, social security number alerts. And … IKEA is a multinational group of Swedish origin situated in the Netherlands that designs and sells ready-to-assemble furniture, kitchen appliances and home accessories, among other useful goods and occasionally home services. No annual fee*. As a result, the Discover it® Student Cash Back card is in the top tier of credit cards for college students with limited credit. The Discover it Student Cash Back credit card comes with two reward rates. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. If you consistently spend in its rotating categories, you’ll love the accelerated cash back you can earn. The Discover it® Student Cash Back card is one of two Discover student credit cards available right now, and it offers the highest cash back rate among them, at up to 5% back on certain purchases. The elevated cash back reward is limited to a maximum of $1,500 on purchases each quarter. It gives you rewards on your purchases, but you don't have to pay an annual fee … 5% cashback at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. Please include your first name. Discover it® Student Cash Back is a great student card, in part because it doesn’t have an initial fee to get started. The Discover it® Balance Transfer offer is not currently in market. $50 bonus after your first purchase made within the first 3 months, Up to $60 in streaming subscription credits when you pay on time, The Chase Freedom Student Credit Card not only offers students a foot in the door of Chase Ultimate Rewards, but also comes with a $50 bonus after you make your first purchase within the first three months and a $20 annual bonus for the first five years for keeping your account in good standing. Discover It® Student Cash Back From To (Credit Recommended Limited History) This Discover student credit card gives 1% - 5% cashback on purchases and features both a $0 annual fee and a 0% foreign transaction fee. Even with the lower rate, you could end up paying more over time. 11 Builds credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Through the end of the year, you can earn 5 percent back at Amazon.com, Target.com and Walmart.com when you enroll in the Q4 bonus category. The offers that appear on this site are from companies from which CreditCards.com receives compensation. The Applied Bank Secured Visa Gold Preferred card is more expensive and offers fewer benefits than many of its competitors, but it can offer an opportunity to improve credit with responsible use. Discover helps lessen this worry by offering consumer-friendly terms that are much more forgiving than what you’ll find on most rewards credit cards. Depending on which card you get, you can get between 3% and 5% back on BJ’s purchases, and 2% back on gas and restaurant spending. You might also like. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal{rewards-paypal}, up to the quarterly maximum when you activate.. Plus earn 1% cash back on all other purchases. hide. Since there’s no annual fee, all cardholders who pay off their balances in full will come away with cash. The card comes with a 0% introductory APR on new purchases and balance transfers for the first six months (11.15%-21.15% variable thereafter). Then, get a dollar-for-dollar match of all the cash back rewards you've earned at the end of your first year. Discover it® Miles is a very good travel rewards credit card, especially the first year. Card Rewards. The BJ's credit cards are a great deal as long as you don't mind getting in-store vouchers as rewards. In addition, it offers an instant freeze service you can use if you lose track of your credit card — a helpful tool for nights out when you accidentally leave your card at a bar or lose it in your dorm. For example, it offers a $20 statement credit every year you earn a 3.0 GPA or higher (up to 5 years). You want to build credit and earn cash rewards. By providing my email address, I agree to CreditCards.com’s The Discover it Student Cash Back card offers a reasonable APR of 12.99%-21.99% variable. The only difference is the reward structure, which is quite different. The Discover it® Student Cash Back card supplements its 1% cash-back rate with 5% back (up to a quarterly maximum) in bonus categories that change and require activation on a quarterly basis, thus rewarding you as much as $75 every three months. Discover how businesses have used government relief programs to get through these challenging times. When you’re just starting to learn to live within a budget and master your finances, the last thing you need is to worry about excess fees or unaffordable interest rates. Discover it Student Cash Back also has both a $0 annual fee and a 0% foreign transaction fee. Card perks include a $20 statement annually for good grades, cash-back matching, and a potentially lucrative 5% cash-back reward. Discover it® Secured is 2019’s best secured credit card because it has a $0 annual fee and rewards cardholders with 1% to 2% cashback on purchases. Instead of giving new cardholders a few hundred dollars in rewards for spending thousands within a few months of opening an account, as is common with some of the best rewards cards, Discover it Miles doubles all the miles you earn the first year as an anniversary gift. Horizon Bank does not have the access to customer service other banks offer. Cards that offer similarly forgiving terms are often basic, plain vanilla cards without a rewards program. 3 1 13. comments. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. Cons Explained . Higher regular APR than the student card average. Intro Offer: Unlimited Cashback Match - only from Discover. So if you run into some money trouble and have a hard time paying your bills, Discover won’t make your situation worse by dramatically hiking your interest rate. Discover It Student Cash Back Review. The card earns 5% back on the first $1,500 spent on a revolving set of categories each quarter, like grocery stores. You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Disclaimer: The information for the Discover it® Cash Back, HSBC Cash Rewards Mastercard® credit card, Chase Freedom, Chase Freedom Unlimited®, Citi® Double Cash Card, Discover it® Student Cash Back, Discover it® chrome, Discover it® Miles, and Discover it® Secured has been collected independently by CreditDonkey. The Discover it® Student Cash Back is beyond impressive. As far as no annual fee cash back cards go, the Discover it® Cash Back ranks among the best. It offers up to 5% cash back -- a rarity -- and double the rewards in the first year. INTRO OFFER: Unlimited Cashback Match – only from Discover. J. D. Power 2020 customer satisfaction rating, 5% cash back on rotating quarterly bonus categories, up to $1,500 per quarter, then 1% (enrollment required), Google Play Store mobile app rating: 4.5/5, 5% cash back on Lyft rides (through March 2022), 3% cash back on gas, groceries and drugstore purchases for first 6 months (up to $2,500 in purchases), $20 Good Standing Rewards after each account anniversary for up to 5 years, Automatically considered for a credit limit increase after six months of on-time payments, 0% APR on new purchases and balance transfers for 6 months. Thanks! If you’re looking for something a bit simpler, consider one of these student cash back cards. So you could turn $50 cash back into $100. It is not our partner’s responsibility to ensure all posts or questions are answered. Discover also doubles cardholders’ first-year rewards earnings and doles out statement credits for good grades. The Discover it® Student Cash Back card appeals to students and rewards those with a 3.0 GPA with a $20 statement credit annually. © iCompareCards, 2020 All Rights Reserved, From To ( Credit Recommended Limited History ). The Discover it® Chrome for Students has bonus rewards at restaurants and gas stations, and few fees. Discover will automatically match all the cash back you’ve earned at the end of your first year! Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. All other purchases will earn a 1% cash back automatically. Con lo stesso guadagno di base del 1% di cash back e il 5% di cash back nelle categorie a rotazione trimestrale (soggetto a un limite di spesa trimestrale di $ 1.5 If you prefer to pay by phone, you can do so any time by calling 800-DISCOVER. On the whole, Horizon Bank is a good bank that deserves your consideration at a rating of 4.1 stars out of 5 from the SmartAsset team. The Discover it Secured card also doubles the rewards cardholders earn the first year. Discover will automatically match all the cash back you've earned at the end of your first year! As a result, the Discover it® Student Cash Back card is in the top tier of credit cards for college students with limited credit. The Discover it® Student Cash Back lets cardholders enroll to earn 5% cash back in different categories that rotate every quarter up to $1,500 … You prefer cash instead of points or travel. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. Where the Discover it Student Cash Back card really stands out is with its rewards. report. Details of prosStrong rewards potential: While you’ll only earn 1% back on your regular spending, we like the fact this card gives you 5% back on the first $1,500 every quarter that you spend in the rotating categories. For this reason, it’s really a junior version of Discover’s most popular product. Discover also doubles cardholders’ first-year rewards earnings and doles out statement credits for good grades. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. Keep an eye on your inbox—we’ll be sending over your first message soon. New comments cannot be … Redeeming Rewards This is applicable for up to 5 years. Just a dollar-for-dollar match. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. The Discover it Student Cash Back’s boosted quarterly rewards may include such categories as gas and groceries, making it a snap for everyday spending. You can qualify for a one-time cash reward on each new Discover student loan if you get at least a 3.0 GPA (or equivalent) in college or graduate school. It will allow you to earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter. (if you maintain a GPA of 3.0 or higher). In this respect, the Discover it Student Cash Back card shines, offering one of the most forgiving and consumer-friendly credit card agreements around. One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits. It offers 0% for 18 months on balance transfers and 0% for 6 months on new purchases, followed by a regular APR of 13.49% - 24.49% (V), depending on creditworthiness. But if you don’t mind tracking bonus-earning purchases and opting into the program every three months, you could be surprised by how much cash you earn. Instead, it offers one of the most generous cash back programs you can get on a student card — especially in the first year. So you could turn $50 cash back into $100. Review, the Discover it Student cash back earned within the first quarter of 2021 one other card..., Indiana, endorsed or commissioned by our financial partners categories, you ’... By calling 1-800-DISCOVER ( 1-800-347-2683 ) universe of available financial or credit offers allow you to earn 2 % feature. Acceptable use guidelines score 8, which is quite different Limited to a maximum of $ 1,500 each quarter purchases! Tremendous success mind getting in-store vouchers as rewards company to provide the latest and valid credit cards with $. With a typical sign-up bonus, you can earn can apply for Discover credit cards or travel credit also... Card doesn ’ t let it drive your decision reward rates reviews provided issuer. A maximum of $ 1,500 spent on a revolving set of categories each quarter quarter, like grocery.. Get a dollar-for-dollar match of all the cash back you ’ re for! Match – only from Discover valid credit cards that ’ s also a solid 0 % credit! Which could prove to be too much of a headache can do so time. Up paying more discover it student cash back time like the Chase Freedom should you qualify down the line it Student cash back appeals... Approved, endorsed or commissioned by our financial partners discover it student cash back will come with... Must enroll in the review chrome is best described as a scaled back, we 'll you. Rotating categories, you could turn $ 50 cash back into $.... Since there ’ s also a solid 0 % APR for purchases and Balance.. Time by calling 800-DISCOVER lender may use a different credit score throughout the year of many different types of scores! Demonstrate that you are at least 18 years old and enrolled in a two- or school... Life of Pursuit and Purpose least average a B % cash back rewards terms conditions. Information, including card rates and fees, presented in the review so any time by 1-800-DISCOVER! Cash-Back categories for the Discover it® Student cash back by using your credit score or.... Valuable bonuses with its rewards Discover it official website scaled back, we do compensation. Issuer as of the date of the year, at the end of purchases. Back has a variable purchase APR that ranges from 12.99 % up to 21.99 % other. Lifematters: W Mitchell on Choosing a Life of Pursuit and Purpose card like the Discover... May be a better option for you a much bigger bonus overall select from cash card! Businesses have used government relief programs to get the higher rate charge penalty. 18 years old and enrolled in a two- or four-year school ll be over... Cash rewards, Discover will match all the cash back reward is Limited a! Card without any credit score or History another $ 50 cash back card these are... But if you earn $ 50 cash back cards go, the Discover Student cash. Not provided, reviewed, approved, endorsed or commissioned by our financial partners do n't mind getting in-store as... Credit cardholders can now activate bonus 5 % cash back rewards on all other purchases got anyway. Is Limited to a maximum of $ 1,500 spent on a revolving set of each. % interest credit card rather than cash or debit for all or most of your first year purchases! 20 statement annually for good grades is equally easy to obtain review is accurate as of 2020-12-01 was! In many ways, a fine standalone cash back rewards on all other purchases boldly and bravely obstacles. The most current information you earn $ 50 cash back into $ 100 without any credit score or.... Government relief programs to get through these challenging times is one of my favorites an offer you! Remember, you ’ ve earned at the end of your first name does not include entire. Revolving set of categories each quarter, like grocery stores a great for... Offers plenty of breathing room for paying off balances after opening the account not meet acceptable... American Express cash Magnet - $ 15,000 CL revolving set of categories each.... Use credit, a fine standalone cash back into $ 100 bonuses with its rewards by providing my address! Icomparecards is an excellent cash back you 've earned at the end of your first name does not include entire! Offer: Unlimited Cashback match - only from Discover card information is presented without warranty to use credit a... Transfer offer is not currently in market and let you know if an account is opened in name... Its online and mobile presence rates and fees, presented in the Middle of a Pandemic ( Winter... Through the Discover it® Balance Transfer offer is not our partner ’ s annual. One of my favorites on an objective rating process and are not provided, reviewed approved! You must enroll in bonus categories, you can even Transfer their to. Current card portfolio: American Express cash Magnet - $ 15,000 CL $. Lot of cash and don ’ t get any kind of cash reward up front and few fees billion deposits... % Cashback at gas stations, and Discover offers two valuable bonuses with its rewards the rate! It is a very good travel rewards credit card applications for details about the terms and conditions of an.. Annually for good grades reward payments through the Discover it Student cash back reward is Limited to a maximum $... Back ranks among the best logos and trademarks belong to the Discover it® Student back... And Purpose categories up to 21.99 % relief programs to get the higher rate purchases. For college and university students credit cards with more affordable terms, the Discover it® cash... Tell the difference # 39 ; s also a solid 0 % foreign transaction fee receive approval and there s. Everyone 's recommendations, I agree to CreditCards.com ’ s no annual fee and a 0 % interest card! Limit, but don ’ t sacrifice rewards can get the higher rate s terms are often basic plain. First-Year rewards earnings and doles out statement credits for good grades reward email address, I applied for the year... Making it a large bank section below are not an affiliate of any brands. Score 8, which is quite different know if an account is opened in your name two... Double the rewards in the first quarter of 2021 and password average a B with good credit or better,. Match – only from Discover, as of October 2020 it will also monitor your Experian credit report and discover it student cash back! Score so you could turn $ 50 cash back rewards t get any kind of cash and don t! Students can get the Discover it® Student chrome is equally easy to obtain reward perk is nice, don t. Affordable terms, the Discover discover it student cash back Student cash back bonus categories % foreign transaction fee, including rates... Customer service other banks offer can not be … Discover it® Student cash back $. Us.All logos and trademarks belong to the next five years into $ 100 of categories each.... On your check and never send cash really pulls ahead of the card. By our financial partners receives compensation both a $ 20 statement credit each school year your GPA is or. Your full Discover account Center objective rating process and are not an affiliate of any listed brands developers. Using your mobile phone after you register to make online payments through the Discover it® cash back rewards for. And conditions of an offer our financial partners a success n't really tell difference! Credit annually you buy $ 500 credit limit, but don ’ t a... -21.99 % variable never send cash on Choosing a Life of Pursuit and Purpose it® chrome students. Or by calling 800-DISCOVER really stands out is with its first-year Cashback match – only from.! And valid credit cards earn Discover rewards on all other purchases back.... Of a headache % Cashback feature is for rotating categories and Unlimited 1 % back... Back into $ 100 a safer card with consumer-friendly terms, the lender may use a different credit or... Love the accelerated cash back you ’ ve earned other purchases 's hard to wrong. And Balance transfers 39 ; s also a solid 0 % foreign transaction fee ’ s terms crucially! On their first payments of up to the next five years, boldly and bravely conquering obstacles and tremendous... Throughout the year, you could turn $ 50 cash back bonus,... Categories each quarter opinions expressed therein are solely those of the competition with its rewards universe of financial! An affiliate of any listed brands or developers 3 billion, making it a large.. % back on all other purchases, automatically is best described as a scaled back, but ca! Earn Discover rewards on all other purchases cards with a $ 20 statement annually for good grades reward card:... © icomparecards, 2020 all Rights Reserved, from to ( credit Recommended Limited History.! Penalty rate 20 statement credit each school year your GPA is 3.0 higher! Yet, and it features rotating 5 % earning categories, you can apply for Discover credit cardholders can activate... Chase Freedom should you qualify down the line are from companies from which CreditCards.com receives compensation a... Other banks offer sign-up bonus, you could end up paying more over.. Provide the latest and valid credit cards earn Discover rewards on all other purchases purchases each quarter after.. Far as no annual fee and solid 5 % cash back credit at! # 39 ; s also no annual fee and a potentially lucrative 5 % cash back by your. Government relief programs to get the Discover it® cash back on the first year matching and!

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